
Partnering through a clear, measurable process
We work with cooperatives, government and institutions, financial institutions, and project partners. Every partnership follows the same stages, from introduction to regular reporting.
A network built on real work
Cooperatives and business groups
The West Java Inter-Cooperative Communication Forum, the Pandu Karya Indonesia Multi-Stakeholder Cooperative, and applicant cooperatives and farmer groups.
Government and institutions
Provincial and regency cooperative offices, local governments, agricultural professional associations, and cooperative advisors.
Financial institutions
National and Islamic banks. The relationship with each institution follows the applicable agreement.
Project partners
CV Berkah Sagara Alam for the material quarry and post-mining program; PT Pelopor Alam Indonesia for modular timber block houses.

Five steps to partnership
Data requests and site visits are arranged through the secretariat, with a response time of three working days.
Introduction
The prospective partner contacts the secretariat and states the purpose of the partnership.
Confidentiality
Both parties sign a confidentiality agreement before detailed data is shared.
Due diligence
Legal document review, site visits, and a feasibility study.
Agreement
Rights, obligations, profit sharing, and performance targets are set out before a notary.
Execution
Staged disbursement, assistance, and regular reporting.
Funds are released once conditions are met
Each stage opens only after the previous stage's conditions are met, so every rupiah can be traced to its milestones and documents.
Food security, unit verification, initial facilities
Condition: complete documents and phase I offtake.
Construction, hospitality, and trading working capital
Condition: stage I KPIs achieved.
Property, partnerships, and unit replication
Condition: stage II internal audit.
Eight key risks and their mitigation
The risk profile is set by the Director of PMO and Risk Management and reviewed at the monthly Board of Directors meeting.
| Risk | Mitigation |
|---|---|
| Crop failure or livestock disease outbreak | Agricultural insurance, standardized livestock housing, vaccination |
| Delayed financing disbursement | Multiple financing partners, staged disbursement |
| Commodity price fluctuations | Offtake contracts, diversification across five sectors |
| KSO operator failure | Three-layer verification, staged disbursement, assistance |
| Permits and land-use zoning | Legal pre-screening, coordination with local government |
| Delays in asset construction | Experienced contractors, progress payments and retention |
| Interest rate and exchange rate volatility | Limited debt share, long tenors |
| Tax compliance and reporting | Tax SOPs, annual external review |

Let's talk partnership
Prospective partners, financial institutions, investors, and cooperatives can reach our secretariat. We respond to every inquiry within three working days.
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